If you are like many people, you are probably tossing and turning at night worrying about one or more of the following concerns:

• Am I going to outlive my retirement savings?
• Am I going to have to work forever?
• How am I going to afford medical insurance and medical care during retirement?
• Are my assets adequately protected against various risks such as: fire and theft, stock and bond market volatility, the impact of taxes, long-term care expenses, longevity, etc.?

At Covenant Financial Strategies, Inc. in Bel Air, MD, we work with clients in all walks of life.  But we focus on the unique challenges of Baby Boomers who are approaching or who have entered into the retirement phase of their lives.  Working through LPL Financial, an independent broker/dealer firm, Brad Mainster, an LPL Investment Advisor Representative and President of Covenant Financial Strategies, will provide independent, comprehensive investment strategies and financial planning services for our clients.  With over 38 years combined experience in the insurance, banking, and financial services industries Brad, along with his Branch Operations Manager Janice Conolley, understand the unique challenges each of our clients face through all stages of life.  By working with our firm, you too can pursue confidence in your financial future.  To schedule a convenient appointment to create a strategy for seeking financial independence for yourself and your family, or for a complimentary portfolio review, call us at (410) 734-9113 or complete the inquiry form below.